30 Mar 2012 7 Comments
A couple weeks ago, a reader mentioned that they would be interested in seeing what my monthly spending plan is (people freak out when I talk about the b-word, therefore, I’ll call it a SPENDING PLAN instead)! After a bit of thought, I decided it would be interesting to see how my spending compares to [...]
by Vicky in Spending Plan updates
29 Mar 2012 9 Comments
Warning! There are going to be calculations and numbers in this post! If you have $20,000 sitting in your savings account and $20,000 in credit card debt, how much money do you have? You have nothing. Zilch. Nada. Please stop deluding yourself into believing otherwise! If you have $20,000, would it be better to pay [...]
by Vicky in Level 3: Savings
28 Mar 2012 No Comments
After spending a wonderful week on the beautiful beaches in Punta Cana, located in the Dominican Republic, it is time to get back into the swing of things! We first met our case study three months ago; you can compare this with last month’s update to see their progress. The following net worth summary is [...]
by Vicky in Case Study 1
16 Mar 2012 2 Comments
If I were a good little blogger, I would have pre-written a couple of posts to publish automatically when I was out of the country. Obviously, if I were a good little blogger, we wouldn’t be having this conversation. In the meantime, check out some of my favourite posts that you may have missed: POT: [...]
by Vicky in Uncategorized
14 Mar 2012 4 Comments
I had a couple readers ask what I meant with all my lovely 3-letter Exchange Traded Funds (ETFs) from yesterday’s post. What? Haven’t I talked about it enough for you guys to know? I really do appreciate comments and questions like this as it reminded me that I have never actually explained what they actually [...]
by Vicky in ETFs, Level 4: Investing
13 Mar 2012 No Comments
Phew, it has been a stressful month as the price of XIC continues to climb! But you know all about that from last week’s post. So this is what my investment portfolio looks like: TFSA – Stocks (CRS, SLF), ETFs (VTI, XSB) RRSP – ETFs (XBB, XSP, XIN, VEU, VTI) Non-registered investment account – ETFs [...]
by Vicky in Portfolio Updates
08 Mar 2012 3 Comments
“Be fearful when others are greedy and greedy when others are fearful.” – Warren Buffet I have been called out a couple of times in regards to gambling and trying to time the market, but hear me out! Based on my current portfolio allocation, I know I want to add XIC to my portfolio to [...]
by Vicky in Portfolio Updates
06 Mar 2012 6 Comments
“But I’ll be too old to enjoy anything by the time I retire!” “But it’s on sale and it’s SUCH A GOOD DEAL!” “How much SHOULD I be saving?” Want to know the secret to becoming wealthy? You ready for it? Are you sure? Spend less than you make. Oooh. Ahhh. Let that sink in [...]
by Vicky in Level 1: Cash Flow
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