Case Study 2

Case Study #2 – December update

A lot has happened in the past 6 months, hey? Their portfolio has changed slightly as we decided to add a preferred ETF into their portfolio and reduce their bond allocation. 2013 Investment Goals Max out TFSA contribution – $5,500. Completed! Any remaining money will go into RRSP – $34,750  2014 Investment Goals Max out […]

Case Study #3 – July update

With 12% cash remaining after my purchases at the end of June, I was watching the markets all month to add to their position, but it kept going up!! I also knew that they were planning on making some more contributions before the year is out, so I just finally purchased what they were short […]

Case Study #2 – June update

May came and gone without the market reducing much but it pulled back a bit in June so I was able to make some purchases. That and I was getting a bit antsy sitting on so much cash and not making any purchases for a while! They have also made another RRSP contribution for the […]

Case Study #2 – April update

I debated whether or not to do an April update as I haven’t made any moves yet, but figured they could at least see how well the market has been performing recently. Unfortunately. I do like a sale! They have received their notice of assessment after completing their taxes for the year, which shows how […]

Case Study #2 – March update

Not only am I REALLY late on their update, their cash allocation is also getting pretty high. I am glad they are pretty understanding though! I mentioned during the last update that Questrade offers commission-free ETFs! Just note that there will be additional Electronic Communication Networks (ECN) fees on top of this, and these WILL […]

Case Study #2 – January update

Not too much happened so far this month; still setting up their investment goals for the year and their target asset allocation. 2013 Investment Goals Max out TFSA contribution – $5,500 Any remaining money will go into RRSP Target Asset Allocation Canadian equities: 30% (XIC) US equities: 25% (VTI) International equities: 25% (VEU) Canadian bonds: […]

Case Study #2 – December update

With the last month of the year upon us, they were able to scramble together enough cash to hit their 2012 Investment Goals by putting $4K in their TFSA and an additional $2.5K in their RRSP! 2012 Investment Goals Max out remaining TFSA room – $14,500 (YTD – $14,500) Any remaining money will go into […]

Case Study #2 – November update

With the contribution they made last month of $5,000 to their RRSP, they added some VTI to their account. 2012 Investment Goals Max out remaining TFSA room – $14,500 (YTD – $10,500) Any remaining money will go into RRSP (YTD – $13,000) Target Asset Allocation Canadian equities: 30% (XIC) US equities: 25% (VTI) International equities: […]