01 May 2013 4 Comments
So after completing my taxes, I found myself with a bit of new RRSP contribution room. Thing is, it might make sense for me to wait until next year to contribute, as I will be earning a full year’s income instead of only 8 month as I will be this year. Decisions, decisions. I haven’t [...]
by Vicky in Level 4: Investing, Portfolio Updates
12 Feb 2013 13 Comments
The market rally since the beginning of the year has been great for my overall portfolio value, but a bit crappy because I want to make some purchases. I know, I know, I shouldn’t be timing the market. I transferred a chunk of my savings over into my investment account for my TFSA contribution and to increase [...]
by Vicky in Level 4: Investing, Personal Finance, Portfolio Updates
31 Jan 2013 9 Comments
Ahhh… tis the season. RRSP season of course! I am sure many of you are getting calls from your friendly neighbourhood financial advisers wanting you to come in so you can have a chat about how your portfolio performed over the past year. The RRSP deadline is also coming up shortly, so you will want [...]
by Vicky in Investments, Level 4: Investing, Personal Finance
15 Jan 2013 5 Comments
Not too much happened so far this month; still setting up their investment goals for the year and their target asset allocation. 2013 Investment Goals Max out TFSA contribution – $5,500 Any remaining money will go into RRSP Target Asset Allocation Canadian equities: 30% (XIC) US equities: 25% (VTI) International equities: 25% (VEU) Canadian bonds: [...]
by Vicky in Case Study 2, Level 4: Investing
10 Jan 2013 2 Comments
The year ended off pretty well for my portfolio, even though the TSX only posted a 3% gain for 2012. Hopefully, the market will tank a bit once I get my TFSA contributions in so I can make some purchases. If only the market works like that, hey? So this is what my investment portfolio [...]
by Vicky in Level 4: Investing, Portfolio Updates
18 Dec 2012 10 Comments
With the last month of the year upon us, they were able to scramble together enough cash to hit their 2012 Investment Goals by putting $4K in their TFSA and an additional $2.5K in their RRSP! 2012 Investment Goals Max out remaining TFSA room – $14,500 (YTD – $14,500) Any remaining money will go into [...]
by Vicky in Case Study 2, Level 4: Investing
11 Dec 2012 9 Comments
The market took a bit of a hit after the elections but the lower prices didn’t stay low very long. No moves this month again but debating whether or not to dump XIN, XSP and CRS. I would use the money towards more ETFs. Also looked into VXUS vs. VEU, and might start adding VXUS [...]
by Vicky in Level 4: Investing, Portfolio Updates
15 Nov 2012 5 Comments
A couple months ago, I linked up to a couple great articles over at Canadian Couch Potato in regards to Foreign Withholding tax that listed the best places to hold certain ETFs. Even though there was a lot of great information, some may have found the information a bit intimidating. Therefore, I took the information [...]
by Vicky in Level 4: Investing
Recent Comments