Level 4: Investing

Buyer Beware!

Yesterday was the last day you could have made your RRSP contribution to offset your 2013 income. So… how many of you went and bought some mutual funds? With this in mind, I watched a great episode on CBC’s Marketplace called “Show Me The Money” where they went undercover to test financial advisers at the […]

Case Study #2 – December update

A lot has happened in the past 6 months, hey? Their portfolio has changed slightly as we decided to add a preferred ETF into their portfolio and reduce their bond allocation. 2013 Investment Goals Max out TFSA contribution – $5,500. Completed! Any remaining money will go into RRSP – $34,750  2014 Investment Goals Max out […]

Portfolio Update – December 2013

What a year for the stock market! I ended off the year with a return around 14% for my portfolio, but was not fully invested until December as I was trying to time the market. As a result, unfortunately, a good chunk of my portfolio didn’t see the gains that the year brought. I know […]

Case Study #3 – July update

With 12% cash remaining after my purchases at the end of June, I was watching the markets all month to add to their position, but it kept going up!! I also knew that they were planning on making some more contributions before the year is out, so I just finally purchased what they were short […]

Portfolio Update – July 2013

Man, has it been that long since I’ve done a portfolio update? Since I’m not too active on my own portfolio, once a quarter may make sense. We will see! July ended up being quite a good month for most markets, so the increase in the portfolio is always nice to see. I always have […]

ZRE – BMO Equal Weight REITs Index ETF

I did a previous post on XRE, so I thought it would be interesting to see how BMO’s REIT ETF stacked up against it. This Exchange Traded Fund (ETF) was introduced May 19, 2010, and seeks to replicate the performance of the Dow Jones Canada Select Equal Weight REIT Index. The biggest difference between the […]

Case Study #2 – June update

May came and gone without the market reducing much but it pulled back a bit in June so I was able to make some purchases. That and I was getting a bit antsy sitting on so much cash and not making any purchases for a while! They have also made another RRSP contribution for the […]


This is a looong time coming! Almost a year in the making to be exact! Let’s pretend that the reason is because I was waiting for annual returns to be reported before doing the analysis. As you will find out, this does factor in! I have talked about replacing my VEU holding with VXUS instead, but […]